Loan Requirements

Private Money Loan Requirements

  • Minimum 20% down for a purchase
  • Minimum 20% equity in the property, if refinancing
  • Borrower has to show ability to make the monthly loan payments, including the insurance, property taxes, and Homeowners Association dues (if any).
  • Borrower needs to provide plan for the property, for example fix the property and sell it, hold it long term, or use it as a rental, etc.
  • We finance only non-owner occupied properties



  • Single Family Homes
  • Condominiums
  • Townhouses
  • Commercial Properties
  • Industrial Properties
  • Vacant Land
  • Multi-Family Properties
  • Office Buildings
  • Retail Properties